Are you ready to own a home but are not sure you will qualify due to lack of a down payment?
Rural Development may be able to help you! LeaderOne Financial will extend 100% financing opportunities to rural individuals and families.
USDA funds must be availble.
No Down payment is required.
- Flexible credit score guidelines.
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No maximum purchase price limit.
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Closing costs can come from any source including gifts.
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Repairs and improvements can be included in the loan.
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Competitive fixed 30-year rates.
Frequently asked questions
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Occupy the property as your primary residence.
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Do not own an adequate home.
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Provide stable and dependable income for repayment ability.
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Have a credit history that indicates a willingness to meet obligations as they become due.
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Have an adjusted household income that is within Rural Development guidelines based on the number of persons who will occupy the home.
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30 year fixed rates
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Generous income limits
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Flexible credit guidelines
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NOT limited to first time homebuyers
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Assistance options, such as gift funds, grants, seller concessions allowed.
The Rural Development guaranteed loan program has assisted thousands of customers just like you.
Income limits vary per county and people per household.
Top Five Reasons to Use LeaderOne
1. WE ARE A MORTGAGE BANK, NOT A BROKER
In-house Underwriting with 100% paperless processing system. When I go to discuss out of the box issues with our Underwriting it is Our Underwriter!
2. INTEGRITY
I do what I say I will do. I am 100% honest and up front.
3. EXPECTATIONS
I always follow through. I never over promise and under deliver.
4. I LISTEN
I take time to find out your needs and tailor fit a program just for you. I may give you many options to choose from.
5. TECHNOLOGY & EXPERIENCE
Ranked top 25 tech-savvy mortgage company in 2008. Real time mortgage program and pricing at my fingertips with centralized banking software. Over 25 years combined experience in trouble shooting tough loan applications and finds solutions to get them closed.
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Loan Programs: Some of the most popular loan programs are reviewed here. There is also information on other loan programs.
Calculators: Crunch the numbers and calculate your costs. We present six easy-to-use calculators covering payment schedules, affordability, and even one for renting vs. buying!
Articles: We've included some extra resources here for your review that are specific to Mortgages as well as National information.
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